Payday loan guides for Canadians

Plain-language guides on payday loan costs, provincial rules, credit and safer ways to borrow, kept up to date as Canadian rules change.

Latest guides

Latest guide

Cash Advance Apps vs Payday Loans in Canada (Bree, Nyble, KOHO)

Cash advance apps usually cost less for small amounts, while payday loans cover larger sums of up to $1,500.

See what a payday loan would cost

Use the calculator to see the most you could repay under the federal $14 per $100 cap, before you apply.