CashPicks does the legwork of comparing licensed Canadian lenders, so you don't have to fill out a dozen applications. Here's exactly what happens from start to finish.
Use the calculator or the short form to tell us roughly how much you'd like to borrow and how long you need to pay it back. That's it — no documents, no commitment at this stage.
We match you with one or more licensed lender partners that can actually serve your province. You see the real options side by side — the borrowing cost, the repayment date, and how fast each one funds.
Found one you like? You apply directly with that licensed lender. Most applications are quick, especially if you use instant bank verification instead of uploading documents. The lender — not CashPicks — makes the approval decision.
Once approved, the lender sends your money by Interac e-Transfer — usually the same business day, often within a few hours. Repayment is set up directly with your lender, normally on your next payday.
We think you should always know exactly who you're dealing with. Here's the honest split.
Start with the calculator — no commitment, no hard credit check, no cost to you.
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