Payday loan guides for Canadians

Plain-language guides on payday loan costs, provincial rules, credit and safer ways to borrow, kept up to date as Canadian rules change.

Latest guides

Latest guide

Payday Loan Alternatives in Canada: 6 Cheaper Options

Several payday loan alternatives in Canada cost less than $14 per $100, especially if you need more than two weeks to repay.

See what a payday loan would cost

Use the calculator to see the most you could repay under the federal $14 per $100 cap, before you apply.