Payday loan guides for Canadians

Plain-language guides on payday loan costs, provincial rules, credit and safer ways to borrow, kept up to date as Canadian rules change.

Latest guides

Latest guide

Same-Day Payday Loans in Canada: How Fast Is Fast?

Many online payday lenders approve and send money on the day you apply, though the timing depends on the lender, your bank and when you apply.

See what a payday loan would cost

Use the calculator to see the most you could repay under the federal $14 per $100 cap, before you apply.