Payday loan guides for Canadians

Plain-language guides on payday loan costs, provincial rules, credit and safer ways to borrow, kept up to date as Canadian rules change.

Latest guides

Latest guide

E-Transfer Payday Loans in Canada: How They Work

An e-Transfer payday loan is a regular payday loan paid out by Interac e-Transfer, so the money can reach your account the same day.

See what a payday loan would cost

Use the calculator to see the most you could repay under the federal $14 per $100 cap, before you apply.