Payday loan guides for Canadians

Plain-language guides on payday loan costs, provincial rules, credit and safer ways to borrow, kept up to date as Canadian rules change.

Latest guides

Latest guide

Payday Loans for Bad Credit in Canada: What to Know

Many payday lenders look at your income and bank history more than your credit score, so a low score doesn't rule you out.

See what a payday loan would cost

Use the calculator to see the most you could repay under the federal $14 per $100 cap, before you apply.