Payday loan guides for Canadians

Plain-language guides on payday loan costs, provincial rules, credit and safer ways to borrow, kept up to date as Canadian rules change.

Latest guides

Latest guide

No Refusal Payday Loans in Canada: What the Ads Leave Out

Every licensed lender in Canada reviews an application before saying yes, so a true no refusal payday loan doesn't exist.

See what a payday loan would cost

Use the calculator to see the most you could repay under the federal $14 per $100 cap, before you apply.